Ohio Homebuyer Plus Savings

In conjunction with the Ohio Treasurer’s office, First National Bank is pleased to offer Ohio Homebuyer Plus to our customers.

Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them to save and grow their money faster.

Account Rates

Annual Percentage Yield (APY) accurate as of March 10, 2025. Rate and tiers are subject to change at our discretion. Balance tiers: $100.00-$25,000.00, 6.250% APY; $25,000.01-$100,000.00, 6.250%- 3.41% APY. Fees could reduce earnings. Consult a tax advisor regarding individual circumstances and potential tax implications. Customer must agree to the Ohio Homebuyer Plus Participation Agreement prior to opening the account.

Ohio Homebuyer Plus Requirements

Participants must:

• Be an Ohio resident at least 18 years of age
• Have their primary residence located in the State of Ohio
• Only use account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming their new primary residence

Accounts must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000. 

Participation Statement

Individuals are required to review the Ohio Homebuyer Plus participation statement prior to opening an account through the program.

View Participation Statement

Frequently Asked Questions

View FAQ

How much should I save?

Calculators

For more information about the Ohio Homebuyer Plus program, please visit ohiotreasurer.gov/homebuyerplus.