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Minimum Deposit to Open
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$50.00
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$50.00
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$25.00
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Earns Interest
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Yes, tiered per qualification
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Yes
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Not Applicable
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Minimum Balance to Earn Interest
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$0.00
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$1,000.00
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Not Applicable
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Qualifications to Earn Interest
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Each Monthly Statement Cycle:
- Have at least 10 Debit Card Purchases Post and Settle
- Have at least 1 Direct Deposit, Bill Pay Transaction, or Automatic Payment (ACH) Post and Settle
- Be Enrolled and Receive eStatements
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Not Applicable
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Not Applicable
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ATM Refunds
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Up to $20.00 per Statement Cycle1
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Not Applicable
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Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle1
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Other Account Benefits
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- Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.
- Age 60 and over receive free Exclusive High Security Checks, 2 orders per year, limit 1 box per order.
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- Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.
- Age 60 and over receive free Exclusive High Security Checks, 2 orders per year, limit 1 box per order.
- Age 60 and over: Paper statement fee waived.
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- Insufficient/Uncollected Funds Charge, Dormant/Inactivity Fee and early closeout fee do not apply.
- Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.
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Requirement to Waive Monthly Service Charge
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Not Applicable
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Must have at least one of the below requirements:
- $2,500.00 Minimum Average Daily Balance OR
- $25,000.00 in Deposit Accounts OR
- Any Active Loan OR
- Age 24 and under OR
- Age 60 and over OR
- Receive Monthly Direct Deposit into this account
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Not Applicable
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Monthly Service Charge if Requirements Not Met
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No Monthly Service Charge
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$6.00
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$5.00
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