Personal Checking

Minimum Deposit to Open

$50.00

$50.00

$25.00

Earns Interest

Yes, tiered per qualification

Yes

Not Applicable

Minimum Balance to Earn Interest

$0.00

$1,000.00

Not Applicable

Qualifications to Earn Interest

Each Monthly Statement Cycle:

• Have at least 10 Debit Card Purchases Post and Settle
• Have at least 1 Direct Deposit, Bill Pay Transaction, or Automatic Payment (ACH) Post and Settle
• Be Enrolled and Receive eStatements

 Not Applicable

 Not Applicable

ATM Refunds

Up to $20.00 per Statement Cycle¹

Not Applicable

Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle¹

Other Account Benefits

• Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.
• Age 60 and over receive free Exclusive High Security Checks, 2 orders per year, limit 1 box per order.

• Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.
• Age 60 and over receive free Exclusive High Security Checks, 2 orders per year, limit 1 box per order.
• Age 60 and over: Paper statement fee waived.

• Insufficient/Uncollected Funds Charge, Dormant/Inactivity Fee and early closeout fee do not apply.
• Age 60 and over receive 50% off any Safe Deposit Box except 10x10 size.

Requirement to Waive Monthly Service Charge

Not Applicable

Must have at least one of the below requirements:

1. $2,500.00 Minimum Average Daily Balance OR
2. $25,000.00 in Deposit Accounts OR
3. Any Active Loan OR
4. Age 24 and under OR
5. Age 60 and over OR
6. Receive Monthly Direct Deposit into this account

Not Applicable

Monthly Service Charge if Requirements Not Met

No Monthly Service Charge

$6.00

$5.00