Welcome Home Program
Are you eligible for money toward your new home? Contact a mortgage originator today!
Home Mortgage Loan Options
Purchasing a home is a major decision and not all loans or situations are the same. A member of our mortgage team will get to know you and your mortgage needs. From there they will recommend one of our traditional or specialized mortgage programs to best meet your individual needs. We’ve highlighted a few of the programs below.
Check Today's Rates Start An Application
Options include but are not limited to:
|
Options
|
Traditional Home Loan
|
First Time Home Buyer Program
|
Medical Professionals Loan Program
|
|---|
|
Property Types
|
1-4 Family Homes
|
Primary Residence
|
Primary Residence
|
|
Terms Available
|
Multiple term options available
|
Multiple term options available
|
Multiple term options available
|
|
Application Fees
|
No fee
|
No fee
|
No fee
|
|
Prepayment Penalties
|
No penalty
|
No penalty
|
No penalty
|
|
Get Qualified
|
Get a pre-approval at no charge
|
Get a pre-approval at no charge
|
Get a pre-approval at no charge
|
Check Today's Rates Start An Application
Construction Loan
|
Terms
|
Construction Loan
|
|---|
|
Property Types
|
New builds, renovations, or additions
|
|
Terms Available
|
Options available
|
|
Prepayment Penalties
|
No penalty
|
|
Get Qualified
|
Get a pre-approval at no charge
|
Based on the permanent financing desired, a one-time closing may be available
Get Today's Rates Start An Application
Home Equity Line of Credit
Home Equity Line of Credit Special
- Introductory Variable Rate 5.99% APR* then as low as 7.75% APR*.
- *Introductory rate of 5.99% Annual Percentage Rate (APR) valid for the first six months of the loan. Introductory rate available for variable home equity loans with up to 80% loan-to-value and credit qualification. Variable rate as low as Prime (currently 7.75% APR) following intro period, based upon Prime Rate published in the Wall Street Journal. Variable rate is subject to change monthly. Annual fee of $50 will apply. $5,000 minimum credit line and 10-year term. Existing customers must have minimum $5,000 balance increase and will have a $495 rewrite fee. Terms and conditions subject to change without notice. Offer expires December 31, 2024. All loans subject to credit approval. NMLS #433461
- Introductory Fixed Rate 5.99% APR* then as low as 8.24% APR*.
- *Introductory rate of 5.99% Annual Percentage Rate (APR) valid for the first six months of the loan. Introductory rate available for fixed home equity loans with up to 80% loan-to-value and credit qualification. Fixed rates as low as 8.24% APR following intro period. Annual fee of $50 will apply. $5,000 minimum credit line and 5-year term. Existing customers must have minimum $5,000 balance increase and will have a $495 rewrite fee. Terms and conditions subject to change without notice. Offer expires December 31, 2024. All loans subject to credit approval. NMLS #433461
A Home Equity Line of Credit Could Be Used To
- Remodel or add an addition.
- Consolidate debt.
- Take a vacation.
- Help with college expenses.
- Pay medical debt.
- Have fast and easy access to funds when you need them.
Benefits of Home Equity Line of Credit
- Ability to access and manage your line of credit through online or mobile banking.
- Funds are there when you need them.
- As the balance is paid down, you can re-borrow for other purposes.
- Uses the equity in your home instead of high-interest credit cards.
- Fixed and Variable Rate options available.
|
Terms
|
Home Equity Line of Credit
|
|---|
|
Property Types
|
Primary Residence and/or Second Home
|
|
Terms Available
|
Multiple term options available
|
|
Closing Cost
|
$495
|
|
Rates
|
Fixed or variable
|
|
Prepayment Penalties
|
No penalty
|
|
Get Qualified
|
Get a pre-approval at no charge
|
Based on the permanent financing desired, a one-time closing may be available
Get Today's Rates Start An Application
All loans subject to credit approval.
|
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
